100,000 People over the past 10 Years, and here’s what just a few had to say
We’ve been buzzed about in The Wall Street Journal, Smart Money Magazine, and USA Today. And we certainly can’t forget the over 100,000 customers that have referred their own friends and family to us. Needless to say, we’re pretty popular. And we can’t blame them. Here’s what a few had to say…
"My wife and I were finally ready to get the house we wanted, but we could not get approved for a loan. I found your website, and after just 10 minutes reading it, I realized this was exactly what I needed. Then, I just sat back and let you take care of everything else."
- "We're in our new home thanks to you!"
Dan KocsisDecatur, MI
"...just like you said, I was SO frustrated with my situation. I felt like every time I took a step forward I was really moving 3 steps back! But even worse, I felt like there was nothing I could do about it. Talking to you really woke me up. My life is finally on the right path, and so is my credit. I hope my testimonial will help other people get to where I am now. You're company is a lifesaver! Thanks again!"
Cathy & Kenneth B.Lockport, IL
"It seemed like every time I wanted something there was another hurdle I had to jump over, and I hated it. I wish I would have known a long time ago how easy it would be to fix my credit. One of my credit cards had an interest rate that was just about as much as the monthly payment! They finally brought me back down to just 9.9%, I never thought I'd get such a good rate! ...and by the way, I just bought a car for a great deal too!"
Dawn K.Anchorage, AK
Every year there are millions of people—especially now more than ever--that have to live with the cost of having bad credit.
These same people are probably in your exact situation... denied for credit or maybe over-paying on the credit they do have. It's frustrating, and even depressing.
You're definitely not alone though, over 70,000 people contact us every year.
The testimonials you just read were from people who felt the same way--before they came to our website. But now they've made some smart decisions, they have excellent credit, and life is a little easier because of it.
Most people have no idea that just one negative item on your credit file could cost you thousands of dollars and plenty of grief. Getting it removed could be the difference between SAVING thousands of dollars, or whether or not you even get approved in the first place.
Even if you're not in one of these situations...
There are plenty of benefits to enjoy when you have good credit:
Get a home loan —even in today's market—at an exceptional rate. Pay less than everyone else, for a better home.
Do you want to get approved for a nice apartment finally? You can.
Open a new credit card. Finally relax and not stress about making the payment because it is at an interest rate you can afford.
Finance your "big ticket items", get what you need now without having to pay up front.
Actually get approved--at a lowest rate--for the car you want. (We see it happen all the time)
Keep hundreds of dollars every month by paying less toward interest! Imagine getting back money that you're essentially throwing away each and every month!
Want to go back to school? Start a business? Or maybe apply for a better job? Take control of your life, and do what you want, without your credit labeling you.
Instantly save money--a lot of money-- by refinancing your home or car. Pay less and keep more every month! (You'll soon read about a guy that saved almost $10,000 in payments on his car because of the incredibly low rate he was approved for.)
Low auto or health insurance rates. You could save 27% on your car insurance alone!
Need help establishing credit? We will help you with that too. Create a solid track record of positive credit to really help boost your credit score.
This is just the beginning! There are so many benefits, it would be impossible to list them all. We're sure you see the advantages of having good credit though. Next you'll easily see how you can get it.
Here’s a secret your creditors don’t want you to know.
There are two acts that were created to protect your credit rights, the Fair Credit Reporting Act (FCRA) which works together in many ways with the Fair and Accurate Credit Transactions Act (FACT Act), and the Fair Debts Collections Practices Act (FDCPA). Sound like legal stuff? Well they're simple to understand—so don't worry. They hold the credit reporting agencies and your creditors responsible—legally. This means every claim made against your credit has to be proven—which is a beautiful thing.
Because this is where it gets good...
Here's how we're going to fix your credit:
Anyone can get a copy of their credit reports (usually about $35) because of those two acts. Once we have a copy of your credit reports we'll go through the negative items (i.e. late payments, outdated or inaccurate information, judgments, collections...the usual) and work to get as many of them legally removed as possible. All the things that lenders, credit card companies, auto dealers and so on look at when they decide whether to give you that car, credit card, interest rate, or home loan you want.
Aside from removing negative items and correcting credit issues, we focus on raising your credit score as well with our “score-driven results®” approach. You see, other companies only use disputes and interventions. Their goal is to try and simply delete negative items. The problem is that lenders who determine your purchase power rarely look beyond your credit score. And there’s much more to your credit score than just “negative items”. This is why The Credit People® have pioneered a Score-Driven Results® philosophy that includes—and goes beyond—traditional disputes and interventions
The bottom line is this:
Not only will you see inaccurate and negative items removed from your credit reports, but we’re also going to help you maximize your positive credit, optimize your credit mix, and get the most out of your credit score—and that’s the “score-driven results” difference.
What happens after you sign up…
Our service is a six month program, and you’ll start seeing results within the first 60 days. After you fill out the quick order form you'll receive a welcome letter and e-receipt sent to your email address. Then one of our friendly credit people will contact you within the next 48 hours. They'll congratulate you on your smart decision to get your credit repaired and answer any other questions you may have. We'll be in contact with you every step of the way, in fact, after you sign up you’ll be able to login to your account, see your credit, your scores, and all the progress along the way.
With our unbeatable satisfaction guarantee ® you have nothing to lose either. Because if you’re not happy with the results, you get all of your money back—no questions asked. Learn More…
What will good credit mean to you?
Do you want to get approved for a loan or save money by paying less interest? Do you want to improve your credit and raise your score? It's simple... The moment we start, that's the moment your credit starts getting better.
That's the moment you get what you want.
No more sky-high monthly payments on loans and credit cards. No more high interest rates—it's just money down the drain. And no more "high risk" treatment just because of your credit. Just a better lifestyle, with better opportunities. (And a great success story)
We don’t like to brag (we’ll let our customers do it for us)
Here’s just a handful of people who started where you are now:
"I must give The Credit People my highest 5-star recommendation! We were trying for months and months to get a good home loan. The problem wasn't getting a home loan though, it was getting one with a good interest rate. We'd qualify for a 8.5% rate, but who can pay that? After your service, we were approved for a 5.25% rate. Again, my hats off to you, nice work."
John OrlandoCaulfield, MO.
"I was so glad when I found your site. I checked out a couple other credit places on the net. Most of them wanted to sell me a "do it yourself" kit, and the rest wanted to consolidate my debts, which hardly improves my credit score at all. I knew I didn't know how to read a credit report, and I didn't even want to try to learn how to fix it for that matter. Everyone else charges so much to repair your credit. Your service was the best and anyone can afford it. PERIOD."
Jennifer M.Chicago, IL.
"You saved me $10,000 in car payments! I wanted to buy a Ford Explorer, but the payment on it would have killed me every month. I knew it was just a couple things on my credit report that blew the payments up sky high. Just about a month later after you got them off my credit record, I was driving the truck. And I could afford it!"
Dan B.Orlando, FL.
"After your service I knew any idiot (including me) could get their credit fixed. As long as they could click a button they could do this. I went through your site and the next thing I knew, my credit was in good standings."
Robert M.Manteno, IL.
All the success stories you just read are from the average person, in fact, these testimonials above aren't the most outrageous results you could imagine. They're from people who simply made the decision to let us do something about their credit, and we did.
We provide the highest level service, the best results possible, and you can expect nothing less. You see, other companies who offer this type of service over-complicate it, and unfortunately over-charge for it. (They'll charge you hundreds of dollars in monthly fees.)
Our Cost: No Monthly Fees "Hurray!"
Our service is six months, and unlike every other credit repair company out there, we don’t drag out the process as an excuse to charge you every month. There are no monthly fees with us. There is a $19 setup fee with just three payments of $89 and your satisfaction completely is guaranteed. No hidden fees or extra costs, no additional levels of service for more money either, just the best results achievable—in less time.
You’ll see results within 45 to 60 days from today
Getting your credit fixed once and for all will pay for the service ten times over, we see it all the time. We promise results or not only will you get your money back, we'll even give you an additional $50 for wasting your time!
Yes, you read that right. Try our service and if we don't repair your credit and raise your credit score, we'll give you $50 for wasting your time. (You'll read our unbeatable satisfaction guarantee® below.)
And just to take it up a notch, when you sign up by May 24th, 2013 we'll give you 2 great bonuses FREE. We may or may not continue to include these bonuses after this date. But when you sign up before then, you'll get them completely free.
Your First Free Bonus: "The Insider’s Guide to Success!"
Your first bonus, the "Insider's Guide to Success" is an e-book that gives you easy to follow guides to financial success. Whether you earn $20,000 or $200,000 a year, it doesn't matter. The tips in this online book show you exactly how to get ahead financially, so you can earn more money with less work! You'll learn how to:
- Get the best rate on any mortgage.
- Cut out the middleman and get the absolute lowest insurance price.
- Earn more income with an investment plan that works for you!
- The three steps to a good budget — so there's not more "month" at the end of your money.
- Easily become a credit card surfer and save a ton of cash!
- Find out a little known trick for buying a new car and get a great price.
- Even learn the key steps to starting an Internet business — and succeeding!
And that's just for starters! This e-book alone was sold for over $129 recently. You get it for FREE when you start your service.
Your Second Free Bonus: Extra Savings
When you sign up by May 24th, 2013 you have an opportunity to save even more. Because we'll waive your setup fee if you pay for your service in full. That's like getting almost 10% off just by making one simple payment — instead of three.
We'll Repair Your Credit or We'll Give You $50---Our Unbeatable Satisfaction Guarantee®
We know this is a bold guarantee, but we want you to know there is NO RISK on your part. It's one of the biggest reasons why over 100,000 people have trusted us to repair their credit in the first place. We take on all the risk. Not only is your satisfaction completely guaranteed or your money back, we take it one step further... If you try our service, and after your program is complete there isn't a definite improvement in your credit, then we will give you $50 for wasting your time--on top of your money back.
It's simple, if we don't live up to your expectations for any reason, you get all your money back—no questions asked—period! That is how confident we are that you will be completely satisfied with our service. One way or another, you will have an excellent experience with our company.
So go ahead and get your credit repaired. Save a bunch of time, aggravation, and of course—money!
Final Bonus for Internet Customers Only
By signing up today you'll enjoy another special benefit you simply can't find anywhere else... As you know we need a copy of your credit reports to begin working on them. If you remember earlier we mentioned there was a fee to obtain a copy of your credit reports.
The fee is normally $35.
Well when you sign up during this marketing promotion which lasts till midnight May 24th, 2013, you not only get the discounted price, and your e-book the "Insider's Guide to Success", but you also don't have to pay the $35 for your credit reports.
We get your credit reports for you — at no extra cost — so we can begin right away. This way, you don’t need to send us your credit reports before we can start. It's included in your service, and we’re the only company who does this for you. It's another example of how we always go the extra mile over everyone else!
Finally, remember this is simple...
Let’s say you sign up today, here’s an easy recap:
- You’ll receive a welcome email and phone call from The Credit People®.
- We’ll provide you with a special secure online account so you can keep track of our progress on your credit repair. We’ll also send you your “Insiders Guide” bonus e-book.
- You’ll see your credit reports and starting credit scores from all three credit bureaus in your online account within the first few days.
- You’ll start seeing credit improvements within 60 days
- Your credit report and score improvements will progress throughout the duration of the six-month service (you’ll watch it all happen through your online account).
- At the end, you will visibly see your credit report, turn into a better credit report. The Credit People® will also give you a future plan to help you maintain your improved credit and show you how to continuously raise your credit score.
- You always have our unbeatable satisfaction guarantee® for a full refund if you’re ever unhappy
There are three easy options to get started...
You'll receive the "Insider's Guide to Success" right away, and we can immediately get your credit reports and scores for you and set up your account online. Also, we look forward to hearing from about all the benefits and money you saved with good credit. We'd love to hear all about it, and might even ask if we can post it on our website as a testimonial.
…Remember that you have a unbeatable satisfaction guarantee...PLUS...you can even still keep the "Insider's Guide to Success". We’ll exceed your expectations, and since your credit will not fix itself take advantage of this opportunity. There’s no risk, and you can finally do something about your credit.