Read Linda's full story
When Linda contacted The Credit People she had virtually no credit, which would make any credit repair program a difficult one. Raising her credit score was like trying to move a bus that has a lawn mower engine. This was the position Linda was in as she tried to increase her credit score. We advised her to establish new credit to begin building a history of good credit use. Linda’s response: “If I could do that I wouldn’t need you guys.” (Good point Linda ;-) What she didn’t realize, however, and what we can take for granted as common knowledge, is that there are always ways to establish new credit. We started her off with small goals of applying for high-risk revolving credit. From there, we took Linda through a stepping stone process of building her credit back. In the mean time, The Credit People helped remove many of the questionable negative items from her credit. We cut down most of the negative items that were weighing her credit score down (we turned that heavy bus into a sports car) and helped her establish four new lines of credit (we now turned that weak lawn mower engine into a V8.) Getting approved isn’t the problem anymore, now, choosing only the best offers is.