Why Choose The Credit People®?

Actually, it's simple...

With 10 years of experience helping over one hundred thousand people with their credit, we never set out to be the leaders, just the best. We spend a great deal of time and energy developing our credit repair services around you and your needs.

Some of our most popular service features include:

Free Credit Reports & Scores

At the start of your service, we get your credit reports for you. Did you know we're the only company who does this? Read More

By getting your starting credit reports and credit scores for you (for FREE) you have an advantage over any other service... You know where you're starting from, and so do we! We're shocked to see that we're still the only company who does this and yet, we continue the practice because we know it's in YOUR best interest. How else will you measure the results at the end of the service?

Start for just $19

Try us out for 7 days, we’re that confident you’ll love us. No large setup fees, high monthly costs, hidden report fees, premium levels of service, or credit score fees. Everything you need, in one easy service. Read More

You will be hard pressed to find another company who offers such an easy pricing structure. Not only can you start for just $19, but after that, it's just $59 per month to continue.

24hr Account Access

We believe in transparent work. Whatever steps we take on your behalf we want you to know about and watch along the way. Read More

We have spent an enormous amount of time and money creating an online dashboard for you to view the progress of your credit, the updates made, and the ability to easily connect with our credit people to ask questions along the way.

Score-Driven Results®

The Credit People have pioneered a Score-Driven Results philosophy that includes and goes beyond traditional disputes and interventions. Read More

What exactly does "Score-Driven Results" mean? It means that aside from removing negative items, verifying, and correcting credit issues, we focus on raising your credit score through every other avenue—even if not associated with repairing credit. Disputes and interventions are the limit of what every other credit repair service will provide. The problem is, lenders who determine your purchase power rarely look beyond your credit score. This is why The Credit People have pioneered a Score-Driven Results philosophy that includes and goes beyond traditional disputes and interventions.

Above and Beyond Credit Reports

While we specialize in everything "credit reports," you are important to us too! We invented "the extra mile". Read More

What happens if you have an important event such as a new employment position or apartment application which requires a credit check? Need a referral letter? Not sure how to get your interest rates lowered? What if you do not receive updated credit reports from the credit reporting agencies? These are a few things that we have seen our clients encounter over years and we have always answered with, "how can we help?" If you need employer assistance, credit check assistance, or even if you fail to receive an updated report from one of the credit bureaus during our service, we take care of it all for you.

Unbeatable Satisfaction Guarantee®

If you're not happy, we're not happy—and you don't pay--simple as that. Read More

Often copied, never duplicated. Our unbeatable satisfaction guarantee® means you're only paying for results. If you aren't satisfied for any reason, any time, you can cancel and not get charged for that month, but we'll even refund you for your LAST month's payment as well!

Ready to begin? Get Started with Our Simple Sign-Up Process

Want to learn more?

Read on to compare our services to other providers:

Compare for Yourself:

Service BService CService DService E
The Credit People®
Start for just $19 XXXXX
Free Starting Credit ScoresXXXXX
Work on all 3 credit reports
(unlimited disputes)
Work with creditors
(Creditor Interventions)
Making sure your debt amounts are fair and correct
(debt validations)
Making sure creditors who looked at your credit had a right to
(inquiry validations)
Toll-Free Support
24/7 Client Portal AccessXXX
Help Beyond Credit ReportsXXXXX
Option to customize your credit prioritiesXXXX
Certified FCRA
(Fair Credit Reporting Act)
Credit Score Driven Results®XXXXX
Monthly Fee $99$65$59$79$99$59
10+ Years ExperienceXXXX
Unbeatable Satisfaction Guarantee®(not a refund policy, warranty, or strings attached fine print guarantee)XXXXX
Cancel Service Anytime
Your involvement requiredComplicated – Keep your "contract"You need to check on themModerateConfusingMay as well do it yourselfA caveman could do it

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